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	<title>Comments on: budgeting your money the painless way:  Pay yourself</title>
	<atom:link href="http://www.elementary-finance.com/featured/home-finance-tip-pay-2/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/</link>
	<description>Free Financial Advice for beginning investors</description>
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	<item>
		<title>By: Ste@free PS3</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-2143</link>
		<dc:creator>Ste@free PS3</dc:creator>
		<pubDate>Sun, 23 Aug 2009 15:44:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-2143</guid>
		<description>This is good advice that I&#039;ve been given in the past.  If you have the self discipline to stick to it, this can be a fantastic way to save money.</description>
		<content:encoded><![CDATA[<p>This is good advice that I&#8217;ve been given in the past.  If you have the self discipline to stick to it, this can be a fantastic way to save money.</p>
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		<title>By: Lets talk money- How to be responsible with your investing dollars &#124; Elementary Finance.com</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-1743</link>
		<dc:creator>Lets talk money- How to be responsible with your investing dollars &#124; Elementary Finance.com</dc:creator>
		<pubDate>Tue, 11 Aug 2009 02:32:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-1743</guid>
		<description>[...] people do the right thing. They start a savings account and rather than spending every dime of their check, they start to save. Over time, that large amount [...]</description>
		<content:encoded><![CDATA[<p>[...] people do the right thing. They start a savings account and rather than spending every dime of their check, they start to save. Over time, that large amount [...]</p>
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	<item>
		<title>By: How do the federal interest rates work &#124; Elementary Finance.com</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-1488</link>
		<dc:creator>How do the federal interest rates work &#124; Elementary Finance.com</dc:creator>
		<pubDate>Mon, 03 Aug 2009 07:22:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-1488</guid>
		<description>[...] The short answer:  The fed is the bank’s bank; the watchdog of our economy. The fed sets the federal interest rates.  By controlling some aspects of the banking industry, it can affect the nation’s economy but before you can understand what that means, you need to understand the term, “liquidity.” [...]</description>
		<content:encoded><![CDATA[<p>[...] The short answer:  The fed is the bank’s bank; the watchdog of our economy. The fed sets the federal interest rates.  By controlling some aspects of the banking industry, it can affect the nation’s economy but before you can understand what that means, you need to understand the term, “liquidity.” [...]</p>
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	<item>
		<title>By: Bad Credit Home Loan</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-1177</link>
		<dc:creator>Bad Credit Home Loan</dc:creator>
		<pubDate>Sun, 05 Jul 2009 21:21:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-1177</guid>
		<description>It is realy hard to find a good home loan. I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work. Look forward to reading more from you in the future. Thanks!</description>
		<content:encoded><![CDATA[<p>It is realy hard to find a good home loan. I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work. Look forward to reading more from you in the future. Thanks!</p>
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	<item>
		<title>By: thedadut</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-33</link>
		<dc:creator>thedadut</dc:creator>
		<pubDate>Thu, 29 Jan 2009 01:15:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-33</guid>
		<description>great article..thx for visit and comments..</description>
		<content:encoded><![CDATA[<p>great article..thx for visit and comments..</p>
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		<title>By: elementaryfinance</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-24</link>
		<dc:creator>elementaryfinance</dc:creator>
		<pubDate>Sun, 25 Jan 2009 19:33:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-24</guid>
		<description>I totally agree Adam

Go ahead and treat yourself but if you don&#039;t have an emergency fund, don&#039;t treat yourself too often.  Don&#039;t be that person when the emergency does arise who says, &quot;I wish I would have saved more.&quot;  Currently 76% of Americans WOULD be saying that if a financial emergency were to arise in their lives.</description>
		<content:encoded><![CDATA[<p>I totally agree Adam</p>
<p>Go ahead and treat yourself but if you don&#8217;t have an emergency fund, don&#8217;t treat yourself too often.  Don&#8217;t be that person when the emergency does arise who says, &#8220;I wish I would have saved more.&#8221;  Currently 76% of Americans WOULD be saying that if a financial emergency were to arise in their lives.</p>
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	<item>
		<title>By: Adam</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-23</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Sun, 25 Jan 2009 18:20:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-23</guid>
		<description>Hey Tim,

Good article - it&#039;s important to be able to look at ways to cut out some of your &quot;nice to have&quot; expenses in order to pay yourself first, but it&#039;s also important to remember that extremism can be un-healthy.  

Maybe you don&#039;t need to buy a coffee every day, you can make your own at home or work for a lot less, but a treat once in a while is a good way to make sure you are still enjoying life.</description>
		<content:encoded><![CDATA[<p>Hey Tim,</p>
<p>Good article &#8211; it&#8217;s important to be able to look at ways to cut out some of your &#8220;nice to have&#8221; expenses in order to pay yourself first, but it&#8217;s also important to remember that extremism can be un-healthy.  </p>
<p>Maybe you don&#8217;t need to buy a coffee every day, you can make your own at home or work for a lot less, but a treat once in a while is a good way to make sure you are still enjoying life.</p>
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		<title>By: Whitney Hoffman</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-20</link>
		<dc:creator>Whitney Hoffman</dc:creator>
		<pubDate>Sat, 24 Jan 2009 10:46:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-20</guid>
		<description>Thanks for the comment on my blog!  I agree - this is a great strategy- I think we all need to be aware of finances and how to save to get ahead- and I wory about people who are just now waking up and smelling the coffee, so to speak- but best they do it now rather than never.

&lt;abbr&gt;&lt;em&gt;Whitney Hoffman&#8217;s last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/WhitneyHoffman/~3/517909603/&quot; rel=&quot;nofollow&quot;&gt;The Small Things Matter Most&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for the comment on my blog!  I agree &#8211; this is a great strategy- I think we all need to be aware of finances and how to save to get ahead- and I wory about people who are just now waking up and smelling the coffee, so to speak- but best they do it now rather than never.</p>
<p><abbr><em>Whitney Hoffman&#8217;s last blog post..<a href="http://feeds.feedburner.com/~r/WhitneyHoffman/~3/517909603/" rel="nofollow">The Small Things Matter Most</a></em></abbr></p>
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	</item>
	<item>
		<title>By: Liz</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-15</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Tue, 20 Jan 2009 13:10:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-15</guid>
		<description>Hi,
Thanks for your comment on my blog, your link didn&#039;t go through so please leave another comment or email me the link and I will add it.  
I use my credit card for the points as well and did a post on it &lt;a href=&quot;http://www.sweetwatersavings.com/credit-cards.html&quot; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;.  Great blog, I can&#039;t wait to read more!
Liz

&lt;abbr&gt;&lt;em&gt;Liz&#8217;s last blog post..&lt;a href=&quot;http://www.sweetwatersavings.com/menu-for-the-week.html&quot; rel=&quot;nofollow&quot;&gt;Menu for the week&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Hi,<br />
Thanks for your comment on my blog, your link didn&#8217;t go through so please leave another comment or email me the link and I will add it.<br />
I use my credit card for the points as well and did a post on it <a href="http://www.sweetwatersavings.com/credit-cards.html" rel="nofollow">here</a>.  Great blog, I can&#8217;t wait to read more!<br />
Liz</p>
<p><abbr><em>Liz&#8217;s last blog post..<a href="http://www.sweetwatersavings.com/menu-for-the-week.html" rel="nofollow">Menu for the week</a></em></abbr></p>
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	<item>
		<title>By: Nate</title>
		<link>http://www.elementary-finance.com/featured/home-finance-tip-pay-2/#comment-12</link>
		<dc:creator>Nate</dc:creator>
		<pubDate>Mon, 19 Jan 2009 15:11:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.elementary-finance.com/?p=73#comment-12</guid>
		<description>Hey, nice article. I like the great everyday examples you used to demonstrate how little things add up quickly.

&lt;abbr&gt;&lt;em&gt;Nate&#8217;s last blog post..&lt;a href=&quot;http://adriatictravelcompany.com/2009/01/19/100-ways-to-save-money-for-your-next-vacation/&quot; rel=&quot;nofollow&quot;&gt;100 Ways to Save Money For Your Next Vacation&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Hey, nice article. I like the great everyday examples you used to demonstrate how little things add up quickly.</p>
<p><abbr><em>Nate&#8217;s last blog post..<a href="http://adriatictravelcompany.com/2009/01/19/100-ways-to-save-money-for-your-next-vacation/" rel="nofollow">100 Ways to Save Money For Your Next Vacation</a></em></abbr></p>
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