Do you know what my dream job is? (this week) I venture capitalist. I would love to travel the world with my millions or billions of dollars listening to presentations from the young and eager people looking to be the next Google or Apple. There is at least one major hurdle to that: I don’t have millions or billions and I don’t know anybody who knows what a billion of anything looks like although I once read that a billion golf balls would fill a baseball stadium.

As I have talked about many times on this site, the market’s opinion changes rapidly. What was popular yesterday could be the black sheep today. Let’s take a look at Apple for a minute.

Do you know how much money I spend on insurance?  Of course you do because you do too.  Auto insurance, health insurance, disability insurance, life insurance, pet insurance, and homeowners insurance just to name a few.  Insurance protects us from being wiped out financially.  We pay a lot of money for insurance but our insurance [...]