I had a stress test once. It was more of a routine test because my family has a history of heart problems. Being a runner, I thought for sure that I would make those doctors miss lunch I was able to stay on the treadmill for so long. It really is simple. They start an IV in your hand and inject some magical die so a machine can see pictures of your heart. Then they put you on a treadmill and make you walk. Easy, right? Well, no because they put quite an incline on the treadmill. It’s tough and this overconfident runner didn’t stay on the treadmill nearly as long as he thought he would.

This week was a week of market volatility, retail woes, bigger bank woes, and an amazing story involving an airplane. First, the VIX or CBOE Volatility Index started at $42 on Monday and at its height Thursday was at $55 and ended today at $46. Remember that during a healthy market, we see the VIX hovering around $10. Not only is this