How many of you are like me and know a lot of mothers and fathers? I’ll be honest and say that I feel a little old knowing that all of my college friends have to schedule time with me around time with their kids but that’s a fact of life as we get older. I can remember back when we were all younger and our only care in the world was which flavor of wings to get.

On my facebook page, I received a great question today regarding an article I wrote about debt. Here is the question: